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Paying for your care and support
You should expect to pay towards the cost of your care. The amount you pay depends on your level of need and the value of your income, savings and assets.
The cost of care can be high. If you’re planning for your future care and support needs, it’s important to get independent financial advice on how you can best meet these costs.
Funding your own care and support
If you have more than £23,250 in savings and assets that we include as part of the financial assessment, you’ll have to pay the full cost of the care. This means you are a self-funder and may wish to arrange this privately.
Care and support that’s not means-tested
Some types of care and support aren’t means tested and you won’t have to pay for them even if you have savings and assets. These are:
- some minor equipment or home adaptations
- care and help given under section 117 of the Mental Health Act 1983 following a stay in hospital
- continuing health care
Support with paying for care
Care and support assessment
You can have a free care and support assessment to see if you have eligible care and support needs.
Financial assessment
If you do have eligible care and support needs, you can have a financial assessment to see how much you’ll need to contribute towards your care:
Financial assessment for care at home
Financial assessment for a care home
Also see
Changes to benefits when you go into a care home
Care homes costing more than we will pay
Using your home to pay for your care home